Terms and Conditions | 8xbet Rules & User Agreement

These Terms and Conditions govern access to and use of the 8xbet website, mobile application, betting services, gaming products, payment services, and other features made available through the 8xbet Platform in Nigeria.

Please read these Terms carefully before registering an Account, placing a Bet, depositing funds, using a Promotion, or accessing any other 8xbet Service.

By accessing or using 8xbet, you confirm that you have read, understood, and agreed to these Terms.

1. Introduction

1.1 8xbet is a licensed and regulated betting platform operating in Nigeria.

By accessing or using our website, mobile application, or any other Service available through the Platform, you agree to comply with and be bound by these Terms and Conditions.

1.2 These Terms govern the use of 8xbet Services, including:

• sports betting;
• live and in-play betting;
• casino games;
• virtual games;
• other gambling and wagering activities made available through the Platform.

1.3 By using 8xbet, you confirm that you are at least 18 years old, have the legal capacity to enter into this agreement, and are legally permitted to participate in gambling activities.

1.4 8xbet operates in accordance with applicable Nigerian laws and regulatory requirements, including requirements issued by the relevant Nigerian gaming authorities.

A violation of these Terms may result in Account restriction, suspension, termination, forfeiture where permitted under these Terms, or other appropriate action.

2. Definitions

For these Terms:

• Account means the personal Account created by a User to access the Platform, place Bets, manage funds, and use available Services.
• Bet means a wager or stake placed on an Event or outcome available through the Platform.
• Betting Services means sports betting, live betting, in-play betting, virtual games, games of chance, and other wagering Services offered by 8xbet.
• Company, We, Our or Us means 8xbet, the company operating the Nigerian Platform, together with its relevant subsidiaries, affiliates, officers, employees, and agents.
• Customer Support means the team responsible for assisting Users with Accounts, Transactions, technical matters, and other Service-related enquiries.
• Deposit means funds added to an Account for use on the Platform.
• Event means a sporting event, game, race, draw, competition, or other occurrence on which a Bet may be offered.
• Gambling Activity means staking or risking money or another item of value on an uncertain outcome.
• Legal Age means 18 years, which is the minimum age stated under these Terms for gambling and betting on the Nigerian Platform.
• License means the authorization granted by the relevant Nigerian regulatory authority permitting the Company to operate its betting Services in Nigeria.
• Odds means the numerical value used to determine the potential return from a successful Bet.
• Platform means the 8xbet website, mobile application, and other authorized digital systems used to provide the Services.
• Prize means a monetary or non-monetary reward or winnings payable under an eligible Bet, game, Promotion, or other Service.
• Promotion means a bonus, free Bet, cashback offer, contest, loyalty reward, or other promotional incentive offered under specific terms.
• Responsible Gambling means policies and measures designed to support safer gambling, including self-exclusion, Account restrictions, deposit limits, loss limits, session controls, and access to support.
• Service Provider means a third party that assists the Company with Services such as payments, software, technology, or data processing.
• Terms means these Terms and Conditions together with applicable policies, rules, Promotion conditions, betting rules, and other agreements incorporated into them.
• Transaction means activity involving Account funds, including Deposits, Withdrawals, Bets, refunds, adjustments, or Account-balance changes.
• User, You or Your means a person who registers for, accesses, or uses the Platform or Services.
• Wagering Requirements means conditions that must be satisfied before certain funds or winnings associated with a Promotion may be withdrawn.
• Withdrawal means a request to transfer available funds from an Account to an approved payment method.
• Withdrawal Limit means the minimum or maximum amount that may be withdrawn during an applicable period.
• Website means the official Nigerian 8xbet website through which Users may access the Services.
• Winner means a User entitled to a Prize or winnings following the successful settlement of an eligible Bet or Event.

3. Eligibility

To use the 8xbet Platform, you must meet all applicable eligibility requirements.

3.1 Legal Age

• You must be at least 18 years old.
• By using the Platform, you confirm that you meet this requirement and are capable of entering into a legally binding agreement.
• We may request proof of age at any time.

3.2 Legal Capacity

• You must have the legal capacity to enter into these Terms and use the Services.
• You must not access or use the Platform where you are prohibited from participating in gambling activities.

3.3 Nigeria-Only Access

• The Services provided through this Platform are intended for Users located in Nigeria.
• You must not use the Nigerian Platform from a location where your access is prohibited.
• You must not use a VPN, proxy, location-masking tool, or similar technology to hide or manipulate your actual location.

3.4 Prohibited Persons

You must not use the Platform if you:

• are under 18;
• have self-excluded;
• have been prohibited from gambling;
• are legally restricted from using the Services;
• are subject to an applicable governmental or regulatory restriction; or
• otherwise fail to meet the eligibility requirements in these Terms.

3.5 Registration

• An Account is required before you can participate in betting or gaming activity.
• All information provided during registration must be accurate, complete, current, and truthful.
• You must update your details when they change.

3.6 Previous Self-Exclusion or Suspension

If you have previously self-excluded or had an Account suspended or terminated for breaching applicable laws or these Terms, you may not be eligible to use the Platform.

We may restrict, suspend, or terminate an Account where eligibility requirements are not met.

3.7 Account Responsibility

You are responsible for activity conducted through your Account, including Bets and Transactions.

Notify Customer Support immediately if you suspect unauthorized access.

4. Restricted Use

You must not use the Service:

• if you are under 18;
• if you cannot legally enter into a binding agreement;
• if gambling is prohibited for you;
• to collect another User’s personal information without authorization;
• to send spam or unsolicited communications;
• to interfere with other Users or Platform operations;
• to promote unauthorized commercial advertisements or affiliate links;
• to cheat the Company or another User;
• to collude with another User;
• to manipulate betting activity;
• to scrape odds or other Platform data;
• to violate Intellectual Property Rights;
• for money laundering, fraud, or other unlawful activity.

You may not sell, transfer, purchase, or otherwise acquire another person’s Account.

You may not transfer funds between player Accounts unless the Platform specifically permits such functionality.

We may terminate an Account used for unauthorized purposes and may take further action where appropriate.

Employees, contractors, agents, media partners, promotional partners, distributors, retailers, and other persons associated with the Company may be restricted from participating in real-money activity unless authorized by the Company.

5. Registration and Accounts

5.1 Account Registration

To register, you may be required to provide:

• full legal name;
• date of birth;
• email address;
• phone number;
• residential address;
• username;
• password; and
• other information reasonably required for registration or verification.

You must review and accept these Terms before completing registration.

5.2 Account Security

• You are responsible for protecting your username, password, verification codes, and other login information.
• We recommend using a secure password containing a combination of letters, numbers, and other characters.
• Do not share your Account credentials with another person.
• Activity conducted using your Account credentials may be treated as activity authorized by you, subject to applicable law and our security procedures.
• If you suspect unauthorized access, notify us immediately and change your password.

5.3 Communications

By registering, you agree that we may send:

• Account notifications;
• Transaction information;
• legal notices;
• Customer Support messages; and
• promotional communications where permitted.

Promotional communications may be opted out of through Customer Support or another available preference mechanism.

5.4 Account Verification

We may require identity and Account verification to:

• verify registration information;
• verify age;
• prevent fraud;
• comply with AML and CFT obligations;
• verify payment ownership; and
• comply with Nigerian regulatory requirements.

Verification documents may include:

• National Identity Card;
• passport;
• Driver’s License;
• proof of address;
• utility bill;
• bank statement;
• official government correspondence;
• payment-method documentation;
• additional identification; and
• facial-recognition or similar verification where required.

Verification may take several business days depending on the documents supplied and the complexity of the review.

Access to some Platform features may be restricted while verification is being completed.

5.5 Account Approval

An Account may be activated after applicable registration and verification requirements have been completed.

We may refuse or delay Account approval because of:

• verification concerns;
• incomplete or inaccurate information;
• suspected fraud;
• breach of these Terms; or
• regulatory or legal requirements.

5.6 One Account per User

You may maintain only one Account with the Company.

Creating multiple Accounts to exploit Promotions, circumvent limits, avoid security controls, or engage in fraudulent activity is prohibited.

Where multiple Accounts are identified in violation of these Terms, we may:

• suspend or terminate the Accounts;
• cancel Promotions;
• withhold or forfeit funds where permitted; and
• take further action where appropriate.

5.7 Third-Party Registration

You may not register or operate an Account on behalf of another person or entity.

Your Account must be registered in your own name and used for personal purposes.

5.8 Account Suspension and Termination

We may suspend, restrict, or terminate an Account where:

• information is inaccurate, incomplete, outdated, or misleading;
• verification requirements are not completed;
• fraud or suspicious activity is detected;
• money laundering or another illegal activity is suspected;
• these Terms are breached;
• match-fixing, collusion, manipulation, or exploitation occurs; or
• required by applicable law or regulation.

Remaining funds may be withheld, returned, or forfeited depending on the circumstances and applicable law.

5.9 Account Currency

All Accounts are maintained in Nigerian Naira.

5.10 Incorrect Credits and Negative Balances

If funds are mistakenly credited to your Account, those funds remain the Company’s property and may be removed after the error is identified.

If your Account becomes overdrawn, you remain responsible for the outstanding amount.

You must notify us when you become aware of an Account error.

5.11 Account Closure

To request Account closure, contact Customer Support using your Registered Email Address or another approved communication method.

6. Responsible Gambling and Self-Exclusion

Betting is intended for entertainment.

You should not gamble with money you cannot afford to lose.

If gambling stops being enjoyable or you believe you are losing control, you should stop gambling and consider using the responsible-gambling tools available through the Platform.

Available measures may include:

• self-exclusion;
• deposit limits;
• loss limits;
• session-time limits;
• temporary Account restrictions; and
• support referrals.

A self-exclusion request may be submitted through Customer Support using your Registered Email Address.

Where the applicable self-exclusion process under these Terms is used, the request may take effect within 24 hours after receipt.

Self-excluded Users are not eligible to participate in Promotions while the exclusion remains active.

7. Placing Bets

To place a Bet:

1. select an Event;
2. choose an available betting market;
3. enter your stake;
4. review the Bet details; and
5. confirm the Bet.

Before confirming, check:

• Event;
• selected market;
• selected outcome;
• stake;
• odds; and
• potential return.

The Platform may display updated odds while you prepare a Bet.

Odds can change before confirmation.

8. Bet Confirmation

A Bet is accepted only when the Platform successfully confirms it.

A confirmation may display:

• Event name;
• Event date;
• betting market;
• selected outcome;
• stake;
• confirmed odds;
• potential payout; and
• Bet reference number.

Each confirmed Bet may be recorded with a timestamp.

If a technical failure occurs before confirmation, the Bet may not be processed.

Where displayed and confirmed Bet information differs, the information recorded in the final confirmed Bet will apply, subject to these Terms.

9. Accepted Bets

A Bet becomes valid once accepted and confirmed by the Platform.

The stake will then be deducted from the available Account balance.

Bets may be rejected where:

• a market is closed;
• an Event has already started and in-play betting is not available;
• the Bet is fraudulent or suspicious;
• the Bet attempts to exploit an error;
• insufficient funds are available; or
• a technical failure prevents valid acceptance.

Once accepted, a Bet generally cannot be modified, edited, or cancelled unless cancellation is specifically permitted.

10. Betting Markets

10.1 Pre-Match Markets

Available markets may include:

• Match Winner;
• Over/Under;
• Handicap Betting; and
• other markets displayed on the Platform.

10.2 In-Play Markets

Live or in-play markets may be offered while an Event is taking place.

Odds may change dynamically as the Event develops.

Markets may be temporarily suspended after significant Event changes such as a goal, red card, injury, interruption, or other relevant development.

10.3 Odds

Pre-match odds applicable to a confirmed Bet remain the odds used for that Bet unless these Terms provide otherwise.

For in-play Bets, the odds confirmed at the time the Bet is accepted will apply.

11. Bet Cancellation

Before acceptance, a Bet may be cancelled where the Platform allows it.

After acceptance, a Bet generally cannot be cancelled by the User.

We may cancel or void a Bet where it:

• was placed after a market closed;
• involved fraud or manipulation;
• breached these Terms;
• was affected by a technical issue;
• involved clearly incorrect odds; or
• must be voided under applicable betting rules.

Where we cancel a Bet and these Terms require a refund, the applicable stake will be returned.

12. Deposit of Funds

12.1 Payment Methods

Available Deposit methods may include:

• domestic Nigerian bank transfers;
• mobile wallets;
• USSD;
• supported mobile payment applications;
• Visa;
• MasterCard;
• Verve;
• Paystack;
• Flutterwave; and
• other approved payment providers.

Availability may change.

12.2 Currency

Deposits must be made in Nigerian Naira.

Where an approved card uses another currency, the amount may be converted into its Naira equivalent.

12.3 Processing

Deposits will be processed and credited subject to payment-provider processing times, verification, and other applicable checks.

Confirmation may be provided through:

• Account notification;
• email;
• SMS; or
• another available channel.

12.4 Deposit Limits

Minimum or maximum Deposit limits may apply.

Limits may depend on:

• Account status;
• transaction history;
• payment method;
• responsible-gambling controls; or
• applicable legal requirements.

12.5 Fees

Fees or charges may apply to Deposits or Withdrawals.

Where applicable, relevant charges may be displayed through the Platform.

Users remain responsible for charges imposed by their own bank or payment provider.

12.6 Third-Party Payment Providers

8xbet is not a financial institution.

Payment processing may be handled by third-party payment providers.

A card Deposit will only be credited after authorization is received from the relevant payment institution.

12.7 Chargebacks

You must not improperly reverse, cancel, or charge back a legitimate Deposit.

If a Deposit is reversed or charged back, we may:

• recover the unpaid amount;
• recover reasonable related expenses;
• reverse associated Transactions;
• cancel Bets or winnings connected to the disputed funds; and
• suspend or terminate the Account where appropriate.

Your Account is not a bank account.

Funds held in an Account do not earn interest and are not protected as a traditional bank deposit.

12.8 Illegal Funds

Funds derived from criminal, fraudulent, illegal, or unauthorized activity must not be deposited.

We may freeze, withhold, or take other action regarding suspicious funds where required or permitted by law.

12.9 Deposits Are for Betting Activity

Deposits are intended to be used reasonably for wagering through the Platform.

We may withhold or review a Withdrawal where recently deposited funds are immediately requested for Withdrawal without reasonable betting activity, subject to applicable AML, fraud-prevention, and regulatory requirements.

13. Withdrawal of Funds

13.1 Eligibility

You may request a Withdrawal where funds are available and not subject to restrictions.

Withdrawals remain subject to:

• KYC;
• security checks;
• AML and CFT controls;
• Account status;
• bonus conditions;
• suspicious-activity reviews; and
• other requirements under these Terms.

13.2 Processing Time

Withdrawal requests are generally processed within 24 to 72 hours, depending on the payment method and applicable checks.

Additional time may be required where Enhanced Due Diligence or another review applies.

13.3 Withdrawal Methods

Available Withdrawal methods may include:

• transfer to a verified Nigerian bank account;
• supported mobile wallets; and
• approved electronic-payment services.

13.4 Currency

Withdrawals are processed in Nigerian Naira unless otherwise agreed by the Company.

If currency conversion is required, applicable exchange rates or conversion fees may apply.

13.5 Withdrawal Limits

Minimum and maximum Withdrawal limits may apply depending on:

• Account status;
• verification level;
• transaction history;
• payment method; and
• applicable law.

14. Withdrawal Verification

14.1 Mandatory KYC

You must complete required KYC verification before submitting or completing a Withdrawal.

At least one of the following may be required:

• National Identification Number (NIN);
• Bank Verification Number (BVN); or
• valid International Passport.

Additional documents may also be requested.

14.2 Name Matching

The name on the nominated Withdrawal bank account must match the name registered on the 8xbet Account.

Where BVN information is supplied, it must match the relevant registered banking details.

A Withdrawal may be suspended or rejected where verification is incomplete or inconsistencies are identified.

14.3 Enhanced Due Diligence

Enhanced Due Diligence may be required where:

• a single Withdrawal equals or exceeds ₦5,000,000;
• cumulative Withdrawals within 24 hours equal or exceed ₦5,000,000; or
• transactions appear structured to avoid reporting or verification thresholds.

Additional manual review may require 1–3 additional business days.

Funds may be temporarily frozen or suspended while EDD is completed.

14.4 Source of Wealth and Source of Funds

Where required, you may need to provide evidence such as:

• bank statements covering the previous three to six months;
• salary slips;
• business contracts;
• asset-sale documents;
• additional identification;
• proof of address;
• facial-recognition verification;
• live-video verification; or
• other evidence reasonably required to establish Source of Wealth or Source of Funds.

Failure to provide satisfactory documentation may result in continued restriction of funds in accordance with applicable Nigerian law.

15. Taxes and Statutory Deductions

You are responsible for any tax reporting, declaration, or payment obligation arising from your Prizes, winnings, or other benefits received through the Platform.

Where applicable Nigerian law requires tax or another statutory deduction to be withheld at source, 8xbet may deduct the required amount before payment.

Displayed Prize amounts may represent gross amounts before statutory deductions.

8xbet is not responsible for additional personal tax liabilities incurred by the User.

16. Refunds, Chargebacks and Suspicious Transactions

Where a Deposit is reversed, refunded, or charged back by a payment provider, we may:

• reverse associated Bets;
• reverse associated winnings;
• suspend the Account;
• terminate the Account; or
• take other action permitted under these Terms.

A Withdrawal may be delayed or cancelled where suspicious activity is detected, including:

• fraud;
• money laundering;
• manipulation;
• false verification information; or
• another breach of these Terms.

17. Inactive Accounts

An Account with no Transactions for 12 months may be treated as inactive.

Where permitted, we may:

• apply an applicable dormant-Account process;
• charge a dormant-Account fee where disclosed and legally permitted; or
• begin an Account-closure process.

18. Bonuses, Promotions and Offers

18.1 General Rules

We may offer:

• welcome bonuses;
• free Bets;
• Deposit bonuses;
• cashback;
• loyalty rewards; and
• other Promotions.

Each Promotion is subject to:

• these Terms; and
• the specific terms published for that Promotion.

If specific Promotion terms conflict with these general Terms in relation to that Promotion, the specific Promotion terms will apply.

18.2 Eligibility

Promotion eligibility may depend on:

• completed registration;
• verification;
• Account status;
• location;
• payment method; or
• other stated Promotion conditions.

18.3 Wagering Requirements

A Promotion may include Wagering Requirements that must be satisfied before related winnings become withdrawable.

The applicable requirement will be stated in the individual Promotion terms.

18.4 Bonus Limits

Promotions may include:

• maximum bonus values;
• maximum winnings;
• maximum Withdrawal amounts;
• minimum Deposits;
• eligible odds; or
• other limits.

18.5 Validity

Promotions may expire.

Unused bonus funds, free Bets, or promotional credits may be forfeited after the applicable validity period.

18.6 Restricted Markets

Certain Promotions may apply only to specified games, Events, odds, or betting markets.

18.7 Promotion Restrictions

Unless a Promotion states otherwise, restrictions may include:

• one Promotion per person;
• one per household;
• one per email address;
• one per IP address;
• one per payment method; and
• restrictions on multiple simultaneous Promotions.

Promotion abuse is prohibited.

This includes:

• multiple Accounts;
• collusion;
• arbitrage designed to exploit Promotion mechanics;
• false information; or
• deliberate exploitation of errors or loopholes.

18.8 Withdrawal Before Completing Conditions

Withdrawing before satisfying applicable Promotion conditions may result in:

• cancellation of the bonus;
• forfeiture of promotional funds; or
• another consequence stated in the Promotion terms.

18.9 Modification or Cancellation

We may modify, suspend, or cancel a Promotion where permitted under its terms, including because of:

• fraud;
• system errors;
• regulatory requirements;
• Force Majeure; or
• other circumstances stated in the Promotion rules.

18.10 Responsible Gambling

Self-excluded Users are not eligible to participate in Promotions.

Promotion access may also be restricted where responsible-gambling concerns are identified.

19. Mass Winnings

A Mass Winning occurs where multiple Users win the same or similar Bets, or unusually large numbers of Users win on a single Event or Bet type, resulting in unusually high aggregate payouts.

Where a Mass Winning occurs, we may review the circumstances.

Subject to these Terms and applicable law, we may:

• apply relevant payout limits;
• review affected odds;
• delay settlement;
• suspend affected Bets;
• void affected Bets where justified; and
• request additional verification.

Where Bets are voided under an applicable rule, the relevant stake may be returned.

If a Mass Winning results from fraud, manipulation, system error, human error, incorrect odds, or an incorrect Event outcome, we may cancel or modify affected Bets in accordance with these Terms.

For qualifying Mass Winning events, a payment schedule may be used.

This may include:

• an initial payment of up to 50% within 7 days, subject to verification;
• payment of the remaining balance within a period of up to 180 days; or
• installment payments over a period not exceeding 180 days in exceptional circumstances.

Affected Users will be informed of the applicable payment schedule.

20. Errors and Malfunctions

If an error or malfunction affects the Platform, affected Bets may be void